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DC Field | Value | Language |
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dc.contributor.author | Ferretti, F | - |
dc.date.accessioned | 2014-09-16T15:12:24Z | - |
dc.date.available | 2014-09-16T15:12:24Z | - |
dc.date.issued | 2010 | - |
dc.identifier.citation | Journal of Consumer Policy, 33(1), 1 - 27, 2010 | en_US |
dc.identifier.issn | 0168-7034 | - |
dc.identifier.uri | http://link.springer.com/article/10.1007%2Fs10603-009-9120-y | en |
dc.identifier.uri | http://bura.brunel.ac.uk/handle/2438/9103 | - |
dc.description | This is the author's accepted manuscript. The final published article is available from the link below. Copyright @ Springer Science+Business Media, LLC. 2010. | en_US |
dc.description.abstract | The paper examines the role of credit registries in the context of European consumer credit markets and the current policies of the EU in this area. It attempts to show the institutional challenges relating to some competing rights or interests amongst consumers and financial institutions and the need for a strengthened prudential supervision of the financial system as evidenced by the recent crisis whose effects have spread into the global economy. In particular, it shows that there is a conflict between the right to data protection of consumers, the risk management interests of lenders, and the prudential supervision of the credit system. The ultimate goal, thus, is to present some weaknesses of the current arrangements and to put forward a proposal that is probably controversial but that is intended to stimulate a debate from an alternative policy perspective that is wider than the current one. | en_US |
dc.language.iso | en | en_US |
dc.publisher | Springer | en_US |
dc.subject | Consumer credit | en_US |
dc.subject | Credit data | en_US |
dc.subject | Institutions | en_US |
dc.subject | Data protection | en_US |
dc.subject | Over-indebtedness | en_US |
dc.title | A European perspective on consumer loans and the role of credit registries: The need to reconcile data protection, risk management, efficiency, over-indebtedness, and a better prudential supervision of the financial system | en_US |
dc.type | Article | en_US |
dc.identifier.doi | http://dx.doi.org/10.1007/s10603-009-9120-y | - |
pubs.organisational-data | /Brunel | - |
pubs.organisational-data | /Brunel/Brunel Staff by College/Department/Division | - |
pubs.organisational-data | /Brunel/Brunel Staff by College/Department/Division/College of Business, Arts and Social Sciences | - |
pubs.organisational-data | /Brunel/Brunel Staff by College/Department/Division/College of Business, Arts and Social Sciences/Dept of Politics, History and Law | - |
pubs.organisational-data | /Brunel/Brunel Staff by College/Department/Division/College of Business, Arts and Social Sciences/Dept of Politics, History and Law/Brunel Law School | - |
pubs.organisational-data | /Brunel/University Research Centres and Groups | - |
pubs.organisational-data | /Brunel/University Research Centres and Groups/Brunel Business School - URCs and Groups | - |
pubs.organisational-data | /Brunel/University Research Centres and Groups/Brunel Business School - URCs and Groups/Centre for Research into Entrepreneurship, International Business and Innovation in Emerging Markets | - |
pubs.organisational-data | /Brunel/University Research Centres and Groups/School of Health Sciences and Social Care - URCs and Groups | - |
pubs.organisational-data | /Brunel/University Research Centres and Groups/School of Health Sciences and Social Care - URCs and Groups/Brunel Institute for Ageing Studies | - |
pubs.organisational-data | /Brunel/University Research Centres and Groups/School of Health Sciences and Social Care - URCs and Groups/Brunel Institute of Cancer Genetics and Pharmacogenomics | - |
pubs.organisational-data | /Brunel/University Research Centres and Groups/School of Health Sciences and Social Care - URCs and Groups/Centre for Systems and Synthetic Biology | - |
pubs.organisational-data | /Brunel/University Research Centres and Groups/School of Information Systems, Computing and Mathematics - URCs and Groups | - |
pubs.organisational-data | /Brunel/University Research Centres and Groups/School of Information Systems, Computing and Mathematics - URCs and Groups/Multidisclipary Assessment of Technology Centre for Healthcare (MATCH) | - |
Appears in Collections: | Law Brunel Law School Research Papers |
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