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http://bura.brunel.ac.uk/handle/2438/9506
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DC Field | Value | Language |
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dc.contributor.author | Rablen, MD | - |
dc.date.accessioned | 2014-12-12T15:48:25Z | - |
dc.date.available | 2010 | - |
dc.date.available | 2014-12-12T15:48:25Z | - |
dc.date.issued | 2010 | - |
dc.identifier.citation | Fiscal Studies, 2010, 31 (2), pp. 203 - 225 | en_US |
dc.identifier.issn | 0143-5671 | - |
dc.identifier.uri | http://onlinelibrary.wiley.com/doi/10.1111/j.1475-5890.2010.00112.x/abstract;jsessionid=95B7DE5A280C113C1D2047F318948168.f01t03 | - |
dc.identifier.uri | http://bura.brunel.ac.uk/handle/2438/9506 | - |
dc.description.abstract | The Saving Gateway is a government saving initiative aiming to ‘kick-start a saving habit among people on lower incomes’. Funds saved in a Saving Gateway account up to a monthly limit are matched by the government after two years at a rate of £0.50 per £1 saved. In this paper, a Saving Gateway account is embedded alongside an ordinary interest-bearing account in a simple life-cycle model of saving to assess the implications of the scheme for optimal saving. Among the findings are that, for agents with access to credit, the Saving Gateway is associated with a fall in saving during the life of the account and a rise in consumption. However, the scheme increases saving by the credit-constrained. On their own, empirically plausible levels of habit formation in consumption preferences have too small an effect on saving to justify the scheme. | en_US |
dc.format.extent | 203 - 225 | - |
dc.format.extent | 203 - 225 | - |
dc.language.iso | en | en_US |
dc.publisher | Blackwell Publishing | en_US |
dc.subject | Saving Gateway | en_US |
dc.subject | Saving incentives | en_US |
dc.subject | Matching payments | en_US |
dc.subject | Habit formation | en_US |
dc.title | The Saving Gateway: Implications for optimal saving | en_US |
dc.type | Article | en_US |
dc.identifier.doi | http://dx.doi.org/10.1111/j.1475-5890.2010.00112.x | - |
dc.relation.isPartOf | Fiscal Studies | - |
dc.relation.isPartOf | Fiscal Studies | - |
pubs.issue | 2 | - |
pubs.issue | 2 | - |
pubs.volume | 31 | - |
pubs.volume | 31 | - |
pubs.organisational-data | /Brunel | - |
pubs.organisational-data | /Brunel/Brunel Staff by College/Department/Division | - |
pubs.organisational-data | /Brunel/Brunel Staff by College/Department/Division/College of Business, Arts and Social Sciences | - |
pubs.organisational-data | /Brunel/Brunel Staff by College/Department/Division/College of Business, Arts and Social Sciences/Dept of Economics and Finance | - |
pubs.organisational-data | /Brunel/Brunel Staff by College/Department/Division/College of Business, Arts and Social Sciences/Dept of Economics and Finance/Economics and Finance | - |
pubs.organisational-data | /Brunel/University Research Centres and Groups | - |
pubs.organisational-data | /Brunel/University Research Centres and Groups/Brunel Business School - URCs and Groups | - |
pubs.organisational-data | /Brunel/University Research Centres and Groups/Brunel Business School - URCs and Groups/Centre for Research into Entrepreneurship, International Business and Innovation in Emerging Markets | - |
pubs.organisational-data | /Brunel/University Research Centres and Groups/School of Health Sciences and Social Care - URCs and Groups | - |
pubs.organisational-data | /Brunel/University Research Centres and Groups/School of Health Sciences and Social Care - URCs and Groups/Brunel Institute for Ageing Studies | - |
pubs.organisational-data | /Brunel/University Research Centres and Groups/School of Health Sciences and Social Care - URCs and Groups/Brunel Institute of Cancer Genetics and Pharmacogenomics | - |
pubs.organisational-data | /Brunel/University Research Centres and Groups/School of Health Sciences and Social Care - URCs and Groups/Centre for Systems and Synthetic Biology | - |
pubs.organisational-data | /Brunel/University Research Centres and Groups/School of Information Systems, Computing and Mathematics - URCs and Groups | - |
pubs.organisational-data | /Brunel/University Research Centres and Groups/School of Information Systems, Computing and Mathematics - URCs and Groups/Multidisclipary Assessment of Technology Centre for Healthcare (MATCH) | - |
Appears in Collections: | Brunel Business School Research Papers |
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fulltext.pdf | 226.53 kB | Adobe PDF | View/Open |
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