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https://bura.brunel.ac.uk/handle/2438/33300| Title: | HOUSING MARKETS AND AGEING – DYNAMICS AND POLICY ISSUES |
| Authors: | Davis, EP Karim, D |
| Keywords: | population ageing;housing;mortgage lending;housing markets;taxation;J1;G5;R31 |
| Issue Date: | 7-Jul-2026 |
| Publisher: | Cambridge University Press on behalf of National Institute Economic Review |
| Citation: | Karim, D. and Davis, P.E. (2026) 'HOUSING MARKETS AND AGEING – DYNAMICS AND POLICY ISSUES', National Institute Economic Review, 0 (accepted, in press), pp. 1–12. doi: 10.1017/nie.2026.10097. |
| Abstract: | Ageing of the population is an ineluctable process with major implications. We review effects of ageing on housing markets and related policy issues. Demographic effects are detectable for housing, with the working population tending to drive prices up while retired groups restrain it but only to a limited degree. The elderly desire bequests and precautionary saving and prefer not to sell or borrow against existing property. Among policy issues are availability of equity extraction loans, transaction costs for elderly households wishing to trade down and factors underlying availability of alternative and more suitable housing for elderly people. |
| Description: | JEL Classification: J1, G5, R31. Data availability statement: The data sources for publicly available data are indicated in the text. |
| URI: | https://bura.brunel.ac.uk/handle/2438/33300 |
| DOI: | https://doi.org/10.1017/nie.2026.10097 |
| ISSN: | 0027-9501 |
| Other Identifiers: | ORCiD: E. Philip Davis https://orcid.org/0000-0002-3241-8626 ORCiD: Dilruba Karim https://orcid.org/0000-0001-8018-8071 |
| Appears in Collections: | Department of Economics, Finance and Accounting Research Papers * |
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| File | Description | Size | Format | |
|---|---|---|---|---|
| FullText.pdf | Copyright © The Author(s), 2026. Published by Cambridge University Press on behalf of National Institute Economic Review. This is an Open Access article, distributed under the terms of the Creative Commons Attribution licence (https://creativecommons.org/licenses/by/4.0/), which permits unrestricted re-use, distribution and reproduction, provided the original article is properly cited. | 274.7 kB | Adobe PDF | View/Open |
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